I Learned the Hard Way — On a fluke, I placed my order for a Tesla. I followed Tesla closely, and it was announced that the full self-driving mode would increase in price. I love Tesla. I think all-electric vehicles are where the automotive industry is heading in the next ten years. However, I also heard…

No, They Are Not For You To Play With — Six months ago, my friend Brad called me out of the blue and wanted us to catch up. I thought that was weird. Brad and I grew more and more apart once he got married. Don't get me wrong, we were still friends, but as college roommates, we were best…

The Rules have Changed…Again — When you have figured out how to get the most out of travel, a monkey wrench is thrown at it. Now the journey is more complicated, longer, and more complex. What to do? Heaven, please help us. First, being creative in the past would have saved you lots of money…

Frequent Flyer Miles; The Good, the Bad, and the Ugly — Reward Miles sounds tremendous and enticing. But the experienced traveler knows that reward travel is becoming the carrot dangled in front of the horse. Reward travel is obtainable but may involve significant planning and runaround. So, reward travelers, be prepared before you get burned by the airlines. …

What I Learned, What I Like, and What I Hate — All in all, my Tesla is a great car. It’s not perfect, and I have caught myself saying the R-rated version of the phrase, “What the Heck, Why did they do that.” Again I am no car aficionado, and it may be a no big deal for the average car…

Do These Things Before It's Too Late — When young, we have time on our side. Years pass, and we are still young. We take delight in how fast and far we can run. The world effortlessly runs toward us with new frontiers, teasing us from all directions. The world, indeed, has become our oyster. And we catch…

Always have more than one bank account — The adage, "Never put all your eggs in one basket," holds regarding financing. Never be reliant on one person or one source. Unexpected things happen. I learned my lesson as I watched Greece institute capital control back in 2015, and it was removed in 2019. Cyprus also introduced austere capital…

Looking for the Canary in the Coal Mine — I don't care if you smoke pot. It is your decision and your life. I don't believe it warrants a jail sentence or any punitive punishment. But legalizing marijuana may open up a Pandora's Box for society, which may have grave consequences for many individuals decades later. I only write…

A Toxic Leader Or Monster But unfortunately, there are situations when you cannot run away from the toxic individual. You cannot isolate or secularize the pathological liar if he is a family member, a neighbor, or a constant acquaintance like a coworker. The same can be said for rulers of nations. That is the dilemma…